Our office verifies all insurances prior to your first appointment. The information obtained from your insurance carrier is not a guarantee of payment. It is only a review of the patient benefits. Upon our receipt of the insurance company claim payment, our office will address any discrepancies that arise due to incorrect information provided at the time of benefit verification.
Our office accepts cash, check (processed through E-check), American Express, Discover, MasterCard or Visa credit cards. If a check is presented for payment of services rendered and it is not honored by the bank due to insufficient funds, the patient will be billed the bank charges and an administrative fee of $20.00. If you anticipate difficulty paying for the services provided, please speak to the office staff. Alternative payment arrangements can be made in special circumstances.
Any incident involving an automobile must be filed under the patient’s automobile insurance carrier. This includes non-collision accidents such as closing a car door on a finger or sustaining an injury while lifting a load out of a car trunk. Patients that only have automobile insurance will be considered a Self Pay Patient. Our office will file the patient’s automobile insurance as a courtesy to the patient. We do not bill third party automobile insurance. Florida is a no fault state, and the patient must file the claim through their own insurance carrier. When/if the automobile insurance pays all claims, the patient will be refunded any credit balance. Patients having additional personal/group insurance will be required to file the automobile insurance as their primary insurance and the personal/group as their secondary insurance. It is illegal to bill automobile claims to a patient’s personal/group insurance until all automobile insurance benefits have been exhausted.
Any accounts being turned over to an outside collection agency will be assessed an administration fee of 10% and a collections fee of 25% of the outstanding balance. The administration fee represents the cost of sending the account to collections, multiple invoicing, lost income, etc. The collections fee is what we will pay the collection agency to collect on the account.
Co-payments are collected at the time of registration. Patients who are unable to pay their copayment may not be seen.
Patients with large deductibles (over $250.00) will be required to pay a deposit of $150.00 at check in. The remaining balance and any lesser deductible amounts will be collected at check out based upon the insurance allowable. Patient credits will be applied to the next visit or refunded if no other appointment is necessary. Refunds are by check and will be mailed to the patient.
Forms are normally completed within 5-7 business days of receipt. The form completion prepayment is $25.00 per form, for all forms needing physician completion.
The patient must sign a release before the form can be completed.
Patients requesting copies of their medical records must first sign a release form. The charge is $1.00 per page for the first 25 pages and $0.50 cents for each additional page thereafter. Records can be picked up with a photo ID; they cannot be mailed. This is to ensure patient confidentiality.
A $50.00 no show fee may be applied to any accounts when the patient has not given adequate notice of an office appointment cancellation.
Promissory notes are only a courtesy for patients usually seen through the emergency room. Patients are required to set up payment arrangements with the finance manager at the time of check in for their first office visit. Patients should be prepared to make a payment on their first visit. Any patient not in compliance with the terms of their promissory note will be sent to an outside collection agency.
Patients will be refunded any overpayment once all claims on the account have been processed and the patient has been discharged from care. The refund may be refunded back to the credit card of the original payment at the patient’s request. For all other forms of payment, a refund check will be issued by the accounts payable department in a timely manner. Please note all checks are mailed certified return receipt which requires a signature upon USPS delivery.
All patients without insurance will be required to pay a deposit at check in ($500.00 for non-fracture care and $750.00 for patients with a fracture). Any remaining balance for the visit will be collected at check out. Self pay patients paying their bill in entirety at check out are entitled to a 20% discount. This discount does not apply to patients with insurance. Refunds will be paid as per our refund policy (See above).
Patients, who cancel their surgery with less than 24 hours notice, will be charged a $200.00 fee for the late cancellation.
Patients are required to pay their portion of the surgical fee two (2) business days prior to the surgery. Patients unable to pay may be required to have their surgery rescheduled.
Any international patients who have Canadian health care insurance or traveler’s insurance, automatically become Self Pay patients. The patient will be responsible for charges at the time of service. It is the patient’s responsibility to file their claim with the insurance company. Our office would be happy to assist you with this.
If a patient is injured on the job it must be reported to the employer unless they are worker’s compensation exempt. The initial appointment is to be handled through the worker’s compensation adjustor. If the employer is worker’s compensation exempt, you must provide a copy of the state exemption. Any non-participating worker’s compensation carrier will be required to sign our worker’s compensation agreement before making any appointments for the patient. The adjustor will be required to provide any non-English speaking patient with a translator.
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